Terms of Service

1. Introduction

Welcome to BeliyaTools.com ("we," "our," or "us"). These Terms of Service ("Terms") govern your use of our website and services. By accessing or using our website, you agree to be bound by these Terms.

If you do not agree to these Terms, please do not use our services. We reserve the right to modify these Terms at any time, and your continued use of our services constitutes acceptance of any changes.

2. Acceptance of Terms

By accessing, browsing, or using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.

These Terms constitute a legally binding agreement between you and BeliyaTools.com. If you are using our services on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.

3. Description of Services

BeliyaTools.com provides free online tools, calculators, and utilities designed to help users with everyday tasks. Our services include but are not limited to:

• Financial calculators (loan, mortgage, tax, retirement)
• Health and fitness calculators (BMI, calorie counter, age calculator)
• Utility tools (unit converter, time zone converter, file converter)
• Fun and entertainment tools (random picker, password generator)
• Educational content and blog posts

All our tools are provided free of charge and are designed to be simple, fast, and reliable.

4. User Responsibilities

When using our services, you agree to:

• Use our services only for lawful purposes and in accordance with these Terms
• Not attempt to gain unauthorized access to our systems or networks
• Not use our services to transmit any harmful, offensive, or illegal content
• Not interfere with or disrupt our services or servers
• Not use automated systems to access our services without permission
• Respect the intellectual property rights of others

5. Prohibited Uses

You may not use our services:

• For any unlawful purpose or to solicit others to perform unlawful acts
• To violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances
• To infringe upon or violate our intellectual property rights or the intellectual property rights of others
• To harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate
• To submit false or misleading information
• To upload or transmit viruses or any other type of malicious code
• To spam, phish, pharm, pretext, spider, crawl, or scrape
• For any obscene or immoral purpose
• To interfere with or circumvent the security features of our services

6. Intellectual Property Rights

The content, organization, graphics, design, compilation, magnetic translation, digital conversion, and other matters related to our website are protected under applicable copyrights, trademarks, and other proprietary rights.

You may not copy, reproduce, distribute, modify, create derivative works, or publicly display any content from our website without our prior written consent.

The BeliyaTools name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of BeliyaTools.com or its affiliates.

7. Disclaimers and Limitations

7.1 No Warranty

Our services are provided "as is" and "as available" without any warranties of any kind, either express or implied. We disclaim all warranties, including but not limited to:

• Warranties of merchantability, fitness for a particular purpose, and non-infringement
• Warranties that our services will be uninterrupted, secure, or error-free
• Warranties regarding the accuracy, reliability, or completeness of our tools and calculations

7.2 Calculation Accuracy

While we strive to provide accurate calculations, our tools are for general informational purposes only. We do not guarantee the accuracy, completeness, or reliability of any calculations or results.

For important financial, health, or legal decisions, please consult with qualified professionals. Our tools should not be used as the sole basis for making significant decisions.

7.3 Limitation of Liability

To the maximum extent permitted by law, BeliyaTools.com shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Loss of profits, data, use, goodwill, or other intangible losses
• Damages resulting from your use or inability to use our services
• Damages resulting from any conduct or content of any third party on our services
• Damages resulting from unauthorized access to or alteration of your data

8. Indemnification

You agree to defend, indemnify, and hold harmless BeliyaTools.com and its officers, directors, employees, and agents from and against any claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including attorney's fees) arising from:

• Your use of our services
• Your violation of these Terms
• Your violation of any third-party right, including without limitation any copyright, property, or privacy right
• Any claim that your content caused damage to a third party

9. Privacy Policy

Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your information when you use our services. By using our services, you agree to the collection and use of information in accordance with our Privacy Policy.

Please review our Privacy Policy at https://beliyatools.com/privacy-policy/.

10. Third-Party Links and Services

Our website may contain links to third-party websites or services that are not owned or controlled by BeliyaTools.com. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services.

You acknowledge and agree that BeliyaTools.com shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of any such content, goods, or services available on or through any such websites or services.

11. Termination

We may terminate or suspend your access to our services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms.

Upon termination, your right to use our services will cease immediately. All provisions of these Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

12. Governing Law and Jurisdiction

These Terms shall be interpreted and governed by the laws of the United States, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

13. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days notice prior to any new terms taking effect.

By continuing to access or use our services after those revisions become effective, you agree to be bound by the revised terms.

14. Contact Information

If you have any questions about these Terms of Service, please contact us: